A new beginning starts here with ECRID.

It’s free to sign up as a Member.

ECRID Credit Report

Your ECRID Credit Report

validates your credit worthiness 

with Lenders.

ECRID Bill Pay

Pay your bills  through

ECRID Bill Pay


ECRID Lenders

ECRID Lenders want to approve you for a home, car, retail credit, credit cards, and much more.

ECRID Bill Pay Reminder

Ecrid Bill Pay Reminder, reminds you to

pay your bills on time to avoid penalties. 

Score Monitoring

Keep track of your

ECRID Credit Score. 

Get to know more about ECRID

ECRID has created an innovative credit evaluation platform giving the public a second chance to establish a new creditworthy history, thus a new level of experiencing getting approved for financing through the ECRID Lending Division based on their ECRID Credit Report and proof of income. 
ECRID Credit Report holders, start out with a 950 ECRID Credit Score based off of four or more creditors that each member has a positive credit history with. The individual can maintain a positive 950 credit score by paying their bills on time ie. electric, water, cable bills, etc. An ECRID positive credit score will qualify an individual to submit applications for loans to the ECRID Lending Division to obtain loans for a house, car, etc.  
ECRID has experienced staff and customer support personnel to assist with questions as it relates to the ECRID platform. ECRID was created to give individuals a second chance to get financing based upon their positive historic payments that will be validated through their ECRID Credit Report. 

Individuals sign up then add their minimum four established credit profiles through a secure encrypted area on the website. Once each member creates the four minimum credit profiles, the ECRID SYSTEM generates each individual their personal ECRID Credit Report. An ECRID member can only have access to fill out  a Credit Request Application and submit to lendng for loan approval if he/she has an ECRID Credit Report. 


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With ECRID Credit Evaluation™ you will get:

Referral Program

Every ECRID Member can earn a $75 Commission for every new ECRID Member they refer that purchases a ECRID Credit Report.

Bill Pay Reminder.

Receive email alerts five days before your ECRID Bill Due Date so you never have to be late paying a bill. Bill Pay Reminder will help you keep your ECRID Credit Score in good status.

ECRID Bill Pay

With ECRID Bill Pay, you pay your bills that are on your ECRID Credit Report on or five days before their ECRID DueDate which updates immediately to your ECRID CREDIT REPORT.

Score Monitoring

Receive monthly emails with your ECRID CREDIT SCORE to keep you abreast of your ECRID CREDIT SCORE.

ECRID Lenders

ECRID Lending Division, evaluates your ECRID Credit Report and proof of Income to validate your credit worthiness to get you approved for a Home, Car and more.